On-going Service

An on-going review service has always been integral to our business as we believe that it can add significant value to both individuals and businesses by ensuring that the strategies being utilised to meet their stated financial aims and objectives remain suitable and are operating effectively.

This means that the purpose of this service is to fine-tune these strategies over time, taking into account your changing circumstances and objectives, as well as developments in economic conditions or legislation (taxation etc.). It also gives us the opportunity to give you access to new ideas and financial products.

We have three levels of on-going service provision, they are broadly related to the level of assets under management but can be recommended on the basis of complexity of financial circumstances. We will recommend the service level we think is most appropriate for you, but will only undertake any on-going servicing with your agreement.

The three service levels are as follows

WEALTH MANAGEMENT

  • For clients with assets over £350,000
  • Twice yearly review
  • 2 x Full financial health check
  • Your circumstances check
  • Risk review
  • Tax planning
  • Investment and performance review
  • Estate planning review (annual)
  • Drawdown review (annual)
  • Ad-hoc reviews if required
  • Electronic copy of market commentary and newsletters

FINANCIAL PLANNING

  • For clients with assets between £125,000 and £350,000
  • Annual face to face review
  • Your circumstances check
  • Risk review
  • Valuation and performance review
  • Tax review
  • Drawdown review (if relevant)
  • On-going suitability and due dilligence check
  • Ad-hoc access to financial planner if required
  • Electronic delivery of market commentary and newsletters

CONSULTANCY

  • For clients with assets up to £125,000
  • Annual desk based review
  • Your circumstances check
  • Risk review
  • Valuation and performance review
  • On-going suitability and due dilligence check
  • Website access to market commentary and newletters

In each case, the level of on-going service provided will be agreed with the client beforehand and reviewed each year to ensure that it remains appropriate for them.