“To ensure that we are able to better achieve our stated aim of helping our clients achieve their financial goals and objectives, we have developed robust and effective initial advice processes and on-going service propositions, that deliver consistent, positive outcomes for our clients.”
Alex Benson, Director
We offer a free one hour consultation with the purpose of identifying your personal needs and objectives, establishing the benefits that would result from using our services and outline any associated costs.
The scale of the review and recommendation stage of the initial advice provided, and the subsequent Options Report, will be driven largely by which particular issues you feel require attention or could involve a complete review of your entire financial situation.
Following this initial consultation we will provide you with an engagement communication. This will formally set out what work we propose to undertake on your behalf and the cost of that work. Only once you have agreed this will we proceed.
- A full breakdown and valuation (if possible) of your existing arrangements
- Observations regarding your personal circumstances and any existing arrangements
- A comprehensive consideration of your stated aims and objectives
- Any initial recommendations
- An outline of potential implementation and on-going servicing costs
Once the Initial Report is completed, which may take some time due to the potentially complex nature of the areas being considered, we will present the initial findings and recommendations. We will then agree what further actions, if any, are required and agree a strategy for implementation and any on-going service provision. We will also agree any costs associated with any further work being undertaken.
The implementation process only begins once we have your full agreement on the strategy to be followed.
This may involve arranging investments or acquiring products on your behalf or simply implementing a specific financial planning process, such as estate planning.
You should remember that the value of an investment and the income from it can go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.